The second car
Occasional school runs and weekends.
LESS DRIVING. MORE POSSIBILITIES.
Drive a little less.
Explore a smarter
renewal.
Explore RHB Motor Saver. A suitable mileage plan offers up to 40% off your basic premium after NCD.
Mileage conditions apply. Exceeding the limit may increase your share of own-car loss.
Consultation only · No online cover · No premium collection
A plan that fits your miles.5 mileage plans
Concept image · No brand or model endorsement
RHB MOTOR SAVER
An optional mileage-discount endorsement for RHB Insurance Berhad Private Car Comprehensive insurance. It is not a separate insurer. This is not an official RHB website; the operator and authorisation remain unconfirmed.
01 / YOUR EVERYDAY MILES
Does your car take days off too?
Your lifestyle is a starting point.
Choose by actual annual use.
Working from home
Less commuting, more time parked.
Short local trips
Groceries and errands close to home.
A quieter retirement
Occasional journeys at your pace.
02 / FIND YOUR RANGE
Start with how far you drive.
Discount applies only to basic premium after NCD.
Add-ons, taxes, stamp duty and road tax are excluded.
“Less than” excludes the boundary. The discount is applied upfront, not cashback at year-end. Unsure of your mileage? You can still enquire.
NO PERSONAL DATA NEEDED
A one-minute mileage check
km
Estimate from monthly mileage
Include weekends and long trips. Use future distance driven, not the cumulative odometer reading.
DISCOUNT EXAMPLE · NOT A QUOTE
Other charges excluded. This is not an actual saving compared with another insurer.
Understand the conditions behind the discount.
500 km is a grace allowance.
It is not unlimited mileage.
If the applicable adjusted mileage limit plus the 500 km grace condition is exceeded, you may bear a share of the assessed Section A own-car loss equal to your discount percentage. All other applicable terms still apply.
Simplified example: sharing is triggered; other terms ignored
Assessed Section A loss RM10,000 · 40% discount
RM4,000Owner's shareRM6,000Insurer's share
Not a final claims promise. This proportion does not apply to every type of claim.
Driving more? Review your plan early.
Up to two upgrades per policy year. The second automatically moves to MP5: unlimited mileage, no discount. Pay the relevant premium difference; do not assume a pro-rata charge.
No mid-term downgrade or addition of this endorsement.
An upgrade cannot retrospectively cover a loss already incurred or to be claimed.
The endorsement takes effect only after required car and odometer photos are submitted. Confirm the submission deadline during issuance.
04 / COVER, WITH CLARITY01 02 03
Compare the cover before the price.
Accidental damage
Applicable accidental loss to your own car under comprehensive cover.
Fire and theft
Loss assessed within the policy's scope and conditions.
Third-party liability
Applicable liability for third-party injury and property damage.
Check separately — not automatically included
Separate windscreen cover · Flood / special perils · Betterment waiver · Towing scope and limits. Cover, exclusions, excesses and sum insured depend on the formal plan.
05 / AT YOUR PACE
Understand first. Decide in your own time.
The first step is only an enquiry.
It is not a purchase or insurance cover.
- 01
Make an enquiry
- 02
Review mileage and cover
- 03
Quote and explain differences
- 04
The choice is yours
A few useful answers
YOUR NEXT RENEWALA clearer view
A clearer view
of your next renewal.
Review mileage, renewal timing and the cover you need with a service adviser.
No identity number, bank details or address requested.
No policy or odometer photo upload.
Later information is collected only through approved secure channels.
Demo mode — no real personal data
Real enquiries are closed. Use the fictional sample below to try the saving flow.