:root{--navy:#112f43;--ink:#153345;--muted:#586b76;--orange:#ff963f;--light:#f2f6f7;--border:#d8e1e5;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;color:var(--ink);font:16px/1.7 'Microsoft YaHei','PingFang SC','Noto Sans SC',Arial,sans-serif;background:#fff}a{color:inherit;text-underline-offset:5px}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}button:disabled{opacity:.6;cursor:wait}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #b85800;outline-offset:4px}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(42px,4.8vw,66px);line-height:1.23;letter-spacing:-2px;margin:20px 0 25px}h1 em{font-style:normal;color:#bc570d}h2{font-size:clamp(28px,3.2vw,40px);line-height:1.35;letter-spacing:-1px;margin:14px 0 32px}h3{font-size:20px;line-height:1.5;margin-bottom:12px}p{margin-bottom:18px}small,.micro{font-size:13px;line-height:1.65;color:var(--muted)}.wrap{max-width:1200px;width:calc(100% - 80px);margin:auto}.demo{background:var(--navy);color:white;text-align:center;padding:7px 16px;font-size:13px;letter-spacing:1px}.nav{height:98px;display:flex;align-items:center;justify-content:space-between}.brand{text-decoration:none;font-weight:800;font-size:25px;display:flex;align-items:center;gap:0;letter-spacing:-1px}.brand>span:not(.mark){font-weight:400}.brand small{border-left:1px solid var(--border);margin-left:18px;padding-left:18px;font-size:12px;font-weight:400;letter-spacing:0}.mark{background:var(--navy);color:white;padding:0 9px;border-radius:10px;line-height:34px;margin-right:9px}.mark span{color:var(--orange)}nav{display:flex;align-items:center;gap:28px}nav a{font-size:14px;text-decoration:none}.language{border:1px solid var(--border);border-radius:30px;background:white;padding:7px 15px}.hero{display:grid;grid-template-columns:1fr 1.03fr;gap:36px;padding:35px 0 68px;align-items:center}.hero-copy{padding:6px 0}.eyebrow{font-size:11px;letter-spacing:2px;font-weight:700;color:#58717f}.lead{font-size:18px;max-width:470px;line-height:1.8}.risk-inline{border-left:3px solid var(--orange);padding-left:14px;font-size:14px;max-width:455px}.actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin:27px 0 18px}.button{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:7px;min-height:50px;padding:12px 23px;text-decoration:none;font-weight:700;font-size:15px;transition:transform .2s,background .2s}.button:hover{transform:translateY(-2px)}.primary{background:var(--orange);color:#142e40}.secondary{background:#e5eef3;color:var(--navy)}.text-link{font-size:14px;font-weight:600}.hero-visual{height:590px;position:relative;border-radius:110px 14px 14px 14px;overflow:hidden;background:#dce8eb}.hero-visual img{width:100%;height:100%;object-fit:cover;object-position:66% center}.hero-note{position:absolute;bottom:48px;left:26px;right:26px;padding:20px 24px;background:#ffffffed;border-radius:9px;display:flex;align-items:center;justify-content:space-between;gap:15px;box-shadow:0 8px 30px #0d26351a}.hero-note>span{font-size:14px}.hero-note strong{font-size:35px;line-height:1.15}.hero-note small{font-size:12px;display:block;font-weight:400}.image-caption{position:absolute;bottom:12px;left:26px;background:#112f43df;color:#fff;padding:2px 7px;font-size:11px}.intro{border-top:1px solid var(--border);border-bottom:1px solid var(--border);display:grid;grid-template-columns:180px 1fr;gap:35px;padding:24px 0;align-items:center}.intro p{font-size:13px;margin:0;color:var(--muted)}.tiny-label{font-size:12px;font-weight:bold;letter-spacing:1px}.section{padding-top:78px;padding-bottom:78px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:34px}.section-head h2{margin-bottom:0}.section-head>p{font-size:14px;color:var(--muted);margin:0;max-width:410px}.fit-grid,.cover-grid,.steps{display:grid;gap:25px;grid-template-columns:repeat(4,1fr)}.fit-grid article{border-top:1px solid var(--border);padding:23px 0 0}.fit-grid p{font-size:14px;color:var(--muted)}.line-icon{display:block;color:#9e4b10;font-size:25px;margin-bottom:14px}.soft{background:var(--light)}.plans{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-bottom:15px}.plan{background:white;border:1px solid var(--border);border-radius:10px;padding:21px 18px;text-align:left;min-height:188px;color:var(--navy)}.plan:hover,.plan.active{border-color:#b45a14;box-shadow:inset 0 0 0 1px #b45a14}.plan span{display:block;font-size:12px;letter-spacing:1px;color:var(--muted)}.plan b{font-size:37px;line-height:1.5;display:block}.plan b small{font-size:19px;color:inherit}.plan strong{font-size:16px}.plan .plan-mileage{font-size:14px;letter-spacing:0;margin-bottom:10px}.calculator{display:grid;grid-template-columns:1fr 1fr;background:white;border:1px solid var(--border);border-radius:14px;overflow:hidden;margin-top:32px}.calc-input,.calc-output{padding:32px 38px}.calc-output{background:var(--navy);color:white}.calc-output .eyebrow,.calc-output .micro{color:#c3d1da}.calc-input h3{font-size:25px;margin-top:10px}label{display:block;font-size:14px;font-weight:500;margin-bottom:15px}input,select{width:100%;background:white;color:var(--navy);border:1px solid #b8c7cf;border-radius:6px;padding:12px;min-height:48px;margin-top:7px}select{font-size:14px}input[type=checkbox]{width:19px;height:19px;min-height:19px;flex-shrink:0;accent-color:var(--navy);margin:3px 0 0}.unit-input{position:relative;margin-bottom:16px}.unit-input input{padding-right:45px}.unit-input span{position:absolute;right:15px;top:19px;color:var(--muted)}details{border-bottom:1px solid var(--border);padding:14px 0}summary{cursor:pointer;font-weight:600;font-size:15px}details p{margin:12px 0;font-size:14px;color:var(--muted)}.calc-input details{margin-bottom:14px}.calc-input details label{margin-top:10px}.mileage-result{font-size:14px;color:#8d410b}.money{font-size:44px;line-height:1.35;margin:19px 0 5px;letter-spacing:-1px;color:#ffb577}.money small{color:inherit;font-size:20px}.balance{padding-top:12px;border-top:1px solid #54707f;font-size:16px}.conditions{display:grid;grid-template-columns:1.05fr 1fr;gap:28px}.condition-main{background:var(--navy);color:white;padding:32px;border-radius:12px}.pill{display:inline-block;background:#2d4859;color:#fbc597;padding:5px 12px;border-radius:20px;font-size:12px;margin-bottom:21px}.condition-main h3{font-size:28px}.condition-main>p{color:#d7e1e7;font-size:15px}.claim-example{border-top:1px solid #486171;padding-top:20px}.claim-example>small,.claim-example .micro{color:#c5d4de}.claim-example>p{font-size:13px;margin:10px 0}.claim-numbers{display:grid;grid-template-columns:1fr 1fr;gap:20px}.claim-numbers strong{font-size:28px;display:block;color:#ffb577}.claim-numbers small{color:#fff}.condition-side article{padding:26px 28px;border:1px solid var(--border);border-radius:12px;margin-bottom:20px}.condition-side article:last-child{margin-bottom:0}.big-number{font-size:42px;font-weight:700}.big-number small{font-weight:400}.condition-side p{font-size:14px;margin-bottom:0}.rule-list p{padding-left:16px;border-left:2px solid #efac6e;margin-bottom:15px}.rule-list p:last-child{margin-bottom:0}.cover-grid{grid-template-columns:repeat(3,1fr)}.cover-grid article{background:white;border-radius:10px;padding:28px}.cover-grid b{color:#98704e;font-size:13px;display:block;margin-bottom:17px}.cover-grid p{font-size:14px;color:var(--muted);margin-bottom:0}.separate{border-left:3px solid var(--orange);padding:5px 0 5px 20px;margin-top:30px}.separate p{font-size:14px;margin:9px 0 0}.source-links{display:flex;gap:25px;flex-wrap:wrap;margin-top:25px;font-size:14px}.steps{list-style:none;padding:0;margin:35px 0 75px}.steps li{border-top:1px solid var(--border);padding-top:20px}.steps span{font-size:13px;color:#a05316}.steps h3{font-size:17px;margin-top:12px}.faq-layout{display:grid;grid-template-columns:1fr 1.6fr;gap:50px}.faq-layout h2{font-size:30px}.consult-section{background:var(--navy);color:white;padding:80px 0}.consult-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:75px}.consult-grid>.wrap{margin:0}.consult-grid>div>h2{font-size:40px;margin-top:20px}.consult-grid>div>p{color:#cbd8df}.consult-grid .eyebrow{color:#eeb07c}.form-promise{border-top:1px solid #456273;margin-top:45px;padding-top:26px;font-size:14px;color:#cbd8df}.form-card{background:white;border-radius:12px;padding:30px;color:var(--navy)}.demo-callout{background:#fff2e5;border:1px solid #f2d7bc;border-radius:8px;padding:18px;margin-bottom:24px}.demo-callout strong{font-size:15px}.demo-callout p{font-size:13px;margin:7px 0 13px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:0 17px}.full{grid-column:1/-1}.fields small{display:block;font-weight:400;font-size:12px;margin-top:5px}.checkbox{display:flex;gap:10px;align-items:start;font-size:13px;margin-top:18px}.submit{width:100%;margin-top:20px}.form-card .micro{font-size:12px;margin:14px 0 0}.referral-banner{font-size:14px;color:#8a400a}.trap{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}#form-error{color:#a1251e;font-size:14px;margin-top:16px}#success{background:#edf5f0;padding:25px;border-radius:8px}#success code{display:block;font-size:20px;margin:15px 0;word-break:break-all}footer{padding-top:40px;padding-bottom:40px}footer>.brand{margin-bottom:18px}footer p{font-size:13px;color:var(--muted);max-width:750px}.footer-links{display:flex;gap:25px;flex-wrap:wrap;font-size:13px}.footer-links span{margin-left:auto;color:var(--muted)}.mobile-cta{display:none}.skip{position:absolute;left:10px;top:-100px;background:white;padding:10px;z-index:100}.skip:focus{top:10px}.legal{max-width:850px;margin:auto;padding:50px 25px}.legal h1{font-size:34px;letter-spacing:0}.legal article{padding:20px 0;border-bottom:1px solid var(--border)}.legal h2{font-size:24px;margin-bottom:15px}.legal p{font-size:16px}.dashboard{max-width:1250px;margin:auto;padding:30px}.dashboard input,.dashboard select{max-width:350px}.dashboard .toolbar{display:flex;gap:15px;align-items:end;flex-wrap:wrap;margin-bottom:25px}.dashboard .toolbar label{margin:0}.dashboard .toolbar a{margin-bottom:10px}.table-scroll{overflow:auto}table{border-collapse:collapse;min-width:100%;font-size:14px}td,th{padding:12px;border-bottom:1px solid var(--border);text-align:left;white-space:nowrap}td select{min-width:140px}td button{border:0;background:#e6eef3;color:var(--navy);border-radius:5px;padding:8px}.stats{display:flex;gap:15px;flex-wrap:wrap;margin:25px 0}.stats>div{background:var(--light);padding:16px;border-radius:8px;min-width:115px}.stats b{display:block;font-size:25px}.admin-panel{padding:25px;background:var(--light);border-radius:10px;margin-top:30px}.admin-panel pre{white-space:pre-wrap;overflow-wrap:anywhere;font-size:13px}.login-box{max-width:420px;margin:40px auto}.error{color:#a1251e}.note{font-size:14px;color:var(--muted)}[hidden]{display:none!important}@media(min-width:900px){.hero-copy{animation:enter .6s ease-out}}@keyframes enter{from{opacity:.5;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}@media(max-width:1000px){.wrap{width:calc(100% - 48px)}.hero{gap:25px}.hero-visual{height:540px}.brand small{display:none}.plans{gap:8px}.plan{padding:16px 12px}.consult-grid{gap:35px}.calc-input,.calc-output{padding:27px}.conditions{gap:20px}}@media(max-width:700px){body{font-size:16px}.wrap{width:calc(100% - 40px)}.nav{height:76px}.brand{font-size:22px}nav{gap:12px}nav>a{display:none}.hero{grid-template-columns:1fr;padding:18px 0 35px;gap:24px}h1{font-size:43px;letter-spacing:-1px;margin-top:14px}h1 br:nth-child(2){display:inline}.lead{font-size:16px}.hero-visual{height:290px;border-radius:60px 10px 10px 10px}.hero-visual img{object-position:center 59%}.hero-note{bottom:36px;left:15px;right:15px;padding:12px 16px}.hero-note strong{font-size:30px}.hero-note>span{font-size:12px}.image-caption{left:15px;font-size:10px}.actions{gap:17px;margin-top:23px}.actions .text-link{font-size:13px}.intro{grid-template-columns:1fr;gap:10px;padding:20px 0}.intro p{font-size:12px}.section{padding-top:48px;padding-bottom:48px}.section-head{display:block;margin-bottom:25px}.section-head>p{margin-top:15px}.section-head h2{margin-bottom:0}h2{font-size:28px;letter-spacing:-.6px}.fit-grid{grid-template-columns:1fr 1fr;gap:10px 20px}.fit-grid h3{font-size:17px}.fit-grid p{font-size:13px}.plans{grid-template-columns:repeat(2,1fr);gap:10px}.plan{padding:14px 16px;min-height:155px}.plan:last-child{grid-column:1/-1;min-height:80px;display:grid;grid-template-columns:1fr 1fr;align-items:center}.plan:last-child b{grid-column:2;grid-row:1/3}.plan b{font-size:34px}.plan strong{font-size:14px}.calculator{grid-template-columns:1fr}.calc-input,.calc-output{padding:24px}.conditions{grid-template-columns:1fr}.condition-main{padding:25px}.condition-main h3{font-size:25px}.claim-numbers strong{font-size:25px}.condition-side article{padding:23px}.cover-grid{grid-template-columns:1fr;gap:12px}.cover-grid article{padding:22px}.cover-grid b{margin-bottom:8px}.cover-grid h3{margin-bottom:7px}.steps{grid-template-columns:1fr 1fr;gap:15px;margin-bottom:45px}.steps h3{font-size:15px}.faq-layout{grid-template-columns:1fr;gap:0}.faq-layout h2{margin-bottom:8px}.consult-section{padding:48px 0}.consult-grid{grid-template-columns:1fr;gap:25px}.consult-grid>div>h2{font-size:33px}.form-promise{margin-top:20px;padding-top:20px}.form-promise p{margin-bottom:8px}.form-card{padding:20px}.fields{grid-template-columns:1fr}.source-links{gap:12px 20px}.mobile-cta{display:flex;align-items:center;justify-content:space-between;gap:12px;position:fixed;z-index:5;bottom:0;left:0;right:0;background:#fffffff5;border-top:1px solid var(--border);padding:10px 20px calc(10px + env(safe-area-inset-bottom))}.mobile-cta>span{font-size:12px}.mobile-cta .button{min-height:44px;padding:10px 16px;font-size:14px}body{padding-bottom:80px}footer{padding:32px 0}.footer-links{gap:14px}.footer-links span{margin-left:0}.dashboard{padding:20px}.legal h1{font-size:30px}}@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}

.mobile-cta .button{white-space:nowrap;flex-shrink:0}.mobile-cta>span{flex:1}.checkbox{font-size:14px}@media(max-width:700px){body{padding-bottom:110px}}
.nav select.language{width:150px;margin:0;font-size:13px;padding:8px 10px;min-height:40px}.dashboard select.language{width:150px}@media(max-width:700px){.nav select.language{width:127px}.nav .brand{font-size:20px}.nav .mark{margin-right:6px}} html[lang=ms] h1{font-size:clamp(36px,4vw,58px)}
@media(max-width:700px){.nav select.language{width:145px}}

@media(max-width:700px){html[lang=ms] h1{font-size:32px;letter-spacing:-.7px}}